Hi, I’m Ayu —

a digital creator & money mentor, based in the U.S.After becoming a mom,

I found myself struggling with money anxiety and a lack of career confidence.

 

I didn’t come from a wealthy background, and I didn’t have a fancy degree or a clear path forward.

 

Before diving into money education, I worked as a Japanese language teacher and also ran a small handmade jewelry business — designing, selling, and learning how to build something from scratch.

 

But I realized something: if I wanted to create a different future for my kids —

and for myself —

I had to start where I was.

 

So I began learning.

I studied personal finance, explored investing, and eventually earned certifications in both Japan (FP3級) and the U.S. (life insurance license).

 

With small savings and a curious mind, I started taking action — even if imperfectly.

 

Today, I create digital tools and educational content that help other moms like me feel empowered, informed, and inspired.

 

Whether it’s through AI prompts, money routines, or honest stories on Instagram, everything I share comes from my real experience and a desire to help others grow.

 

I believe money isn’t just about saving — it’s about possibility.

 

And you don’t need to be “ready” to begin.Thanks for being here.Let’s glow and grow — together🧡